Made to make CCS easier for families

Take the guesswork out of Child Care Subsidy.

See how changes to income, work or study hours, childcare fees, care arrangements or family circumstances could affect your CCS — in plain English.

Not sure of all the numbers?

That is okay. Track My CCS can help you estimate family income, activity hours and fortnightly childcare hours as you go.

Track My CCS: A$4.99/yearCancel anytimeSecure payment via Stripe

A calm place to check the numbers

Estimate first, understand the impact, then check any official changes with Services Australia.

Simple to use

Plain-English guidance instead of CCS jargon.

Built for families

Designed around the changes that happen in real family life.

Private & secure

Your saved checkups stay with your account.

Helpful estimates

See what a change could mean for CCS and what you may pay.

Real life changes

When family life changes, your CCS can change too.

Track My CCS is designed around the situations parents actually face — not around policy language.

Income changed

A pay rise, fewer hours, overtime, bonus or a new income estimate.

Work or study hours changed

Your or your partner’s activity hours increased or reduced.

Childcare fees changed

Your provider increased the daily, hourly or session fee.

A new child starts care

See the family impact when another child begins childcare.

A child starts school

Check what school-age status may mean for the hourly CCS cap.

Family situation changed

Separation, a new partner or another household change.

How it works

Three simple steps. No CCS expertise needed.

Tell us about your family today

Add your current income, activity, childcare and CCS details. If you do not know a number, the app can help you estimate several of the common inputs.

Add what is changing

Choose the real-life changes that apply — income, work hours, childcare fees, care days, a new child, family circumstances and more.

See what it could mean

Compare estimated childcare fees, net CCS and out-of-pocket costs, then see what may be worth checking with Centrelink or your provider.

What you may need

A few everyday details are enough to get started.

Your family income estimate — or your usual gross pay so we can help you estimate it.
Your work, study or other recognised activity hours — or your usual weekly hours.
Your child’s childcare fee and usual care days/hours.
Your current CCS percentage if you know it. You can still continue if you cannot find it.

Do not worry if you do not know everything.

Most parents do not have their annual family income, recognised activity hours and fortnightly childcare hours memorised. That should not stop you from understanding your CCS.

We have added simple “help me work it out” tools throughout Track My CCS so you can translate ordinary pay, work hours and childcare days into the figures the checkup needs.

Why parents use CCS Checkup

Understand the change before it becomes a surprise.

Understand how much childcare may cost after a change.
Spot a possible mismatch between your Centrelink settings and real life.
Plan ahead before income, work or care changes affect the family budget.
Keep a saved family profile and re-run a checkup when something changes.

Quick CCS Calculator

Free

Need a simple one-off snapshot? Estimate current childcare costs without creating an account.

Learn how the free Child Care Subsidy calculator works

See examples of what Track My CCS may reveal

Illustrative examples only — estimate-only decision support

Possible review point

You may be getting too much CCS this year.

Possible overpayment risk worth checking — $4,138 (illustrative example only)

Possible opportunity

You may be missing out on CCS this year.

Possible additional CCS worth checking — $2,460 (illustrative example only)

Track My CCS helps you compare a saved baseline with projected changes to identify possible review points based on the details entered. Services Australia/Centrelink determines actual CCS outcomes.

A$4.99/year — cancel anytime.

Ongoing CCS checkups for A$4.99/year.

Save your family profile, check multiple life changes together and re-run your checkup whenever circumstances change.

Less than $5 per year. Cancel anytime. Secure payment via Stripe.

Questions parents ask

Common questions

What is CCS Checkup?

CCS Checkup helps Australian families estimate their Child Care Subsidy and keep checking whether the CCS details they entered still appear to match real life when circumstances change. You can use the Quick CCS Calculator for a one-off estimate, and Track My CCS for ongoing checkups when income, work hours, care days, childcare fees, school status, or family circumstances change.

How much does Track My CCS cost?

Track My CCS costs A$4.99 per year, billed annually through Stripe. The subscription renews once every 12 months unless you cancel. You can cancel future renewals at any time. The Quick CCS Calculator is free, with no account or subscription required.

What if I do not know my family income or activity hours?

You do not need to work everything out on your own. Track My CCS includes simple helpers that can convert weekly, fortnightly or monthly gross pay into an annual planning estimate, convert ordinary weekly work or study hours into fortnightly activity hours, and turn childcare days per week into fortnightly care hours. These helpers are estimates only, so you should still check the final figures against your Centrelink records where possible.

What does Track My CCS actually do?

Track My CCS helps you compare the CCS details you entered as your current baseline with projected real-life changes in your income, activity, care, and family arrangements. It helps you see whether your CCS situation may indicate possible debt risk, missed subsidy risk, or a possible review point.

Is this different from a standard CCS calculator?

Yes. A standard CCS calculator gives a one-off estimate based on the details you enter at the time. Track My CCS is designed for ongoing CCS checkups. It helps you keep checking whether your current baseline still appears to match real life when your income changes, care days change, childcare fees increase, your child starts school, or your family situation shifts.

Does CCS Checkup replace Centrelink or Services Australia?

No. CCS Checkup is decision-support only. It can help you identify when your CCS details may be worth reviewing, but it does not replace Centrelink or Services Australia. Any official CCS updates must be made through Services Australia/Centrelink. Services Australia/Centrelink determines actual CCS outcomes.

Does CCS Checkup guarantee my CCS result?

No. Results are estimates based on the details you enter and are provided for general decision-support only. Services Australia/Centrelink makes the final determination about your CCS entitlement, withholding, subsidised hours, payments, debts, and balancing outcome.

A little more clarity can make family budgeting feel easier.

Start with a free snapshot, or use Track My CCS to keep checking when life changes.

Helpful CCS checkup topics

CCS Calculator & Checkup Tool Income changed?Childcare fees increased?

View all CCS checkup topics

Built from real CCS experience

CCS Checkup was created from real parent experience with the Child Care Subsidy system, supported by a background in finance and numbers. It helps families estimate, check and better understand when their CCS details may need reviewing — especially when life changes.

Estimate-only decision support. Not financial, tax, legal, accounting, Centrelink, Services Australia or government advice.

Read why CCS Checkup exists

Important: CCS Checkup provides estimates and decision-support tools for general information only. Results are not guaranteed and do not constitute financial, tax, legal, or government advice. Actual CCS entitlements, subsidised hours, withholding and balancing outcomes are determined by Centrelink / Services Australia based on your individual circumstances. Always verify official details with Services Australia.

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